READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By using the Compliancetemplate.com, website (the "Site") or any Compliancetemplates.com applications or application plug-ins ("Applications"), you agree to follow and be bound by these terms of use (the "Terms of Use") and agree to comply with all applicable laws and regulations. In these Terms of Use, the words "you" and "your" refer to each customer, Site visitor, or Application user, "we", "us" and "our" refer to Compliancetemplates.com (a division of CompliGuide LLC)(hereinafter collectively referred to as “Compliancetemplates.com) and "Services" refers to all services provided by us.
It is your responsibility to review these Terms of Use periodically. If at any time you find these Terms of Use unacceptable or if you do not agree to these Terms of Use, do not use this Site or any Applications. Compliancetemplates.com may revise these Terms of Use at any time without notice to you. If you have any questions about these Terms of Use, please contact your legal counsel at your own legal expense.  Compliancetemplates.com will not provide you with legal counsel nor assume any costs incurred by you with your legal counsel.

YOU AGREE THAT BY USING THE SITE, ANY APPLICATIONS, AND THE SERVICES YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE AND COMPETENT TO ENTER INTO A CONTRACT.

These Terms require the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions, and also limit the remedies available to you in the event of a dispute.

Please also refer to the Compliancetemplates.com Privacy Policy which is incorporated herein by reference.

Compliancetemplates.com.com provides an online compliance document portal to give visitors a general understanding of commonly implemented compliance procedures for those who choose to prepare their own compliance related documents. Compliancetemplates.com hosts its copyrighted and original documents for purchased by customers to use to create their own documents. The Site includes general information on commonly encountered compliance issues. Compliancetemplates.com also hosts a directory of compliance professionals (“Third Party Provider”) that are available for hire for a fee.  These individuals are Third Party Providers and are not employees of Compliancetemplates.com or CompliGuide.com.  Rates are set independently by the Third Party Provider and each Third Party Provider is responsible for their own individual insurance and the quality of their work.  Neither Compliancetemplates.com or CompliGuide LLC makes any representation, warranties or guarantees as to a particular vendors expertise, qualifications, fitness or that their approach will address your needs or satisfy any regulatory requirements.  Compliancetemplates.com provides no other services through its site.

You acknowledge that at no time does Compliancetemplates.com through your use of the site provide a review of your documents and document choices for legal, regulatory or compliance sufficiency, draw legal, compliance or regulatory conclusions, provide legal or compliance advice, opinions or recommendations about your compliance matters, obligations or legal rights, remedies, defenses, options, selection of forms, or strategies, or apply the law to the facts of your particular situation.  You acknowledge that only with a private consulting sessions, which is separately paid for by you to and is independent of Compliancetemplates.com and CompliGuide LLC will you receive compliance advice from an independent vendor.  Compliancetemplates.com does not provide compliance advice specific to your situation.  Compliancetemplates.com is not a law firm and does not perform services performed by an attorney. Compliancetemplates.com, its Services, and its forms or templates are not a substitute for the advice or services of a Chief Compliance Officer or an attorney.

Compliancetemplates.com strives to keep its compliance templates accurate, current and up-to-date but you acknowledge that you are aware that the law changes rapidly and frequently and Compliancetemplates.com cannot and does not guarantee that its’ templates meet any or all of your compliance needs.  Compliance obligations, requirements and laws differ based on the type of licenses held by you and your firm and from jurisdiction to jurisdiction.  Further, obligations, laws and requirements may be subject to interpretation by different courts, agencies and regulators.  No general information or compliance resource and tools like the kind provided by Compliancetemplates.com can fit every circumstance. If you need legal advice for your specific problem, or if your specific problem is complex, you should consult a licensed attorney in your area with expertise in the specific area.
Upon your request, Compliancetemplates.com may introduce you to attorneys, compliance professionals or other vendors.  However, at no time is an attorney-client relationship fostered or created with Compliancetemplates.com through such introduction or the performance of any services for you by any attorney or vendor that you have been introduced to by Compliancetemplates.com.  Additionally, Compliancetemplates.com does not bear any liability for the quality of the advice given.  This Site and Applications are not intended to create any attorney-client relationship, and your use of Compliancetemplates.com does not and will not create an attorney-client relationship between you and Compliancetemplates.com.

Privacy Policy. Compliancetemplates.com respects your privacy and permits you to control the treatment of your personal information. Compliancetemplates.com’s Privacy Policy is expressly incorporated into this Agreement by reference.

When you open an account to use or access certain portions of the Site, Applications, or the Services, you must provide complete and accurate information as requested on the payment form. You are entirely responsible for maintaining the confidentiality of your payment information. You agree to notify Compliancetemplates.com immediately of any unauthorized use of your account, user name or payment information.  Compliancetemplates.com shall not be liable for any losses you incur as a result of someone else’s use of your payment information, either with or without your knowledge. You may be held liable for any losses incurred by Compliancetemplates.com, our affiliates, officers, directors, employees, consultants, agents and representatives due to someone else’s use of your payment information.

In connection with the use of certain Compliancetemplates.com products or services, you may be asked to provide personal information in a questionnaire, application, form or similar document or service. This information will be protected pursuant to our Privacy Policy.  In addition, you grant Compliancetemplates.com a worldwide, royalty-free, nonexclusive, and fully sublicensable license to use, distribute, reproduce, modify, publish and translate this personal information solely for the purpose of enabling your use of the applicable service. You may revoke this license and terminate rights held by Compliancetemplates.com at any time by removing your personal information from the applicable service.

Ownership. This Site and Applications are owned and operated by CompliGuide LLC.  All right, title and interest in and to the materials provided on this Site, including but not limited to information, documents, logos, graphics, sounds and images (the "Materials") are owned by CompliGuide LLC.  Except as otherwise expressly provided by CompliGuide LLC, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on this Site or on any Applications shall be construed to confer any license under any of Compliancetemplates.com’s intellectual property rights, whether by estoppel, implication or otherwise. Compliancetemplates.com does not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by Compliancetemplates.com. Any rights not expressly granted herein are reserved by Compliancetemplates.com.

Limited Permission to Download. Compliancetemplates.com hereby grants you permission to download, view, copy and print the Materials on any single, stand-alone computer solely for your personal, informational, non-commercial use provided that (i) the document, as downloaded, is subject to copyright and trademark rights, (ii) the Materials are not used on any other website or in a networked computer environment and (iii) the Materials are not modified in any way, except for authorized editing of downloadable forms for personal use. This permission terminates automatically without notice if you breach any of the terms or conditions of these Terms of Use. On any such termination, you agree to immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site or Applications may violate copyright laws, trademark laws, laws of privacy and publicity and communications regulations and statutes.

Links to Third Party Provider and Third Party Sites. This Site and Applications may contain links to websites controlled by parties other than Compliancetemplates.com (each a "Third Party Site"). Compliancetemplates.com may work with a number of partners and affiliates whose sites are linked with Compliancetemplates.com. Compliancetemplates.com may also provide links to other citations or resources with whom it is not affiliated. Compliancetemplates.com is not responsible for and does not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Provider or Third Party Site, any website accessed from a Third Party Site or any changes or updates to such sites. Compliancetemplates.com makes no guarantees about the content or quality of the products or services provided by such sites. Compliancetemplates.com is not responsible for webcasting or any other form of transmission received from any Third Party Site. Compliancetemplates.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Compliancetemplates.com of the Third Party Site, nor does it imply that Compliancetemplates.com sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. You acknowledge that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that Compliancetemplates.com is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such Third Party Site.

Use of Compliancetemplates.com Compliance Forms. On our Site we offer generic templates which require your customization.  If you buy or download a form on our Site or Application, the terms and conditions of these Terms of Use control. You understand that your purchase, download, and/or- use of a form document is neither legal advice nor the practice of law and does not constitute legal advice.  You confirm that each form and any applicable instructions or guidance is not customized to your particular needs and affirmative action on your part is needed to make the document applicable for your specific facts and circumstances.

License to Use. Compliancetemplates.com grants you a limited, personal, non-exclusive, non-transferable license to use any purchased form (the "Form") for your own personal, internal business use.  Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance, sell or in any way exploit any of the Forms in any manner, except for modifications in filling out the Forms for your authorized use. You acknowledge that each form is subject to copyright productions, regardless of whether it bears a copyright notice or whether you remove any copyright notice from any Form.

Resale of Forms Prohibited.  By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you and may not be sold, redistributed or otherwise made available commercially without the express written consent of Compliancetemplates.com.

DISPUTE RESOLUTION BY BINDING ARBITRATION

Read this carefully. It affects your rights.

Summary:

Most customer concerns can be resolved quickly and to the customer’s satisfaction by emailing us at info@Compliancetemplates.com.com In the unlikely event that the Compliancetemplates.com Customer Care Center is unable to resolve your complaint to your satisfaction (or if Compliancetemplates.com has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes through binding arbitration or in small claims court in New Jersey rather than in a court of general jurisdiction. Arbitration is less formal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than a court does, and is subject to very limited review by courts. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. In some instances, upfront costs to file an arbitration claim may exceed similar costs to bring a case in court.  The arbitrator shall apply the same limitations period that would apply in court.

Arbitration Agreement:

(a) Compliancetemplates.com and you agree to arbitrate all disputes and claims between us before a single arbitrator. The types of disputes and claims we agree to arbitrate are intended to be broadly interpreted. For the purposes of this Arbitration Agreement, references to "Compliancetemplates.com," "you," and "us" include our respective parent companies, subsidiaries, affiliates, agents, employees, business partners, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or products under these Terms or any prior agreements between us.

Notwithstanding the foregoing, either party may bring an individual action in small claims court. This arbitration agreement does not preclude your bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms, you and Compliancetemplates.com are each waiving the right to a trial by jury or to participate in a class action. These Terms evidence a transaction or website use in interstate commerce, and thus the Federal Arbitration Act (“FAA”) governs the interpretation and enforcement of this provision. This arbitration provision will survive termination of these Terms.

(b) A party who intends to seek arbitration must first send, by U.S. certified mail, a written Notice of Dispute ("Notice") to the other party. A Notice to Compliancetemplates.com should be addressed to: Notice of Dispute, General Counsel, Compliancetemplates.com.com, Inc., PO Box 187, Palisades, NY 10964. The Notice must (a) describe the nature and basis of the claim or dispute and (b) set forth the specific relief sought ("Demand"). If Compliancetemplates.com and you do not reach an agreement to resolve the claim within a reasonable period after Compliancetemplates.com receives the demand, you or Compliancetemplates.com may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Compliancetemplates.com or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Compliancetemplates.com is entitled.

You may download or copy a form to initiate arbitration from the AAA website at http://www.adr.org/aaa/ShowPDF?doc=ADRSTG_015820. (There is a separate form for California residents, also available on the AAA’s website at http://www.adr.org/aaa/ShowPDF?doc=ADRSTG_015822.)

(c) The arbitration will be heard by and governed by the Consumer Arbitration Rules (the "AAA Rules") of the American Arbitration Association (the "AAA"), as modified by these Terms, and will be administered by the AAA. The AAA Rules are available online at www.adr.org or by calling the AAA at 1-800-778-7879. The arbitrator is bound by these Terms. All issues are for the arbitrator to decide, except that issues relating to the scope, enforceability, and interpretation of the arbitration provision and the scope, enforceability, and interpretation of paragraph (f) are for the court to decide. Unless Compliancetemplates.com and you agree otherwise, any arbitration hearings will take place in New York, New York.  The parties agree that in any arbitration of a dispute or claim, neither party will rely for preclusive effect on any award or finding of fact or conclusion of law made in any other arbitration of any dispute or claim to which Compliancetemplates.com was a party.

YOU AND COMPLIANCETEMPLATES.COM AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITIES AND NOT AS PLAINTIFFS OR CLASS MEMBERS IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING OR IN THE CAPACITY OF A PRIVATE ATTORNEY GENERAL. Further, unless both you and Compliancetemplates.com agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding. The arbitrator may award any relief that a court could award that is individualized to the claimant and would not affect other customers. Neither you nor we may seek non-individualized relief that would affect other customers. If a court decides that applicable law precludes enforcement of any of this paragraph’s limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court.

Additional Terms. Some Compliancetemplates.com Services may be subject to additional posted guidelines, rules or terms of service ("Additional Terms") and your use of such Services will be conditioned on your agreement to the Additional Terms. If there is any conflict between these Terms of Use and the Additional Terms, the Additional Terms will control for that Service, unless the Additional Terms expressly state that these Terms of Use will control.

Rights and Responsibilities of Compliancetemplates.com.  Although we cannot make an absolute guarantee of system security, Compliancetemplates.com takes reasonable steps to maintain security. If you have reason to believe system security has been breached, contact us at info@Compliancetemplates.com.com.

NO WARRANTY. THE SITE, APPLICATIONS, AND ALL MATERIALS, DOCUMENTS OR FORMS PROVIDED ON OR THROUGH YOUR USE OF THE SITE OR APPLICATIONS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, COMPLIANCETEMPLATES.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

COMPLIANCETEMPLATES.COM MAKES NO WARRANTY THAT: (A) THE SITE, APPLICATIONS, OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE, APPLICATIONS, OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, APPLICATIONS, OR ANY MATERIALS OFFERED THROUGH THE SITE OR APPLICATIONS, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE, APPLICATIONS, OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS OR COMPLIANCE REQUIREMENTS.

OBTAINING ANY MATERIALS THROUGH THE USE OF THE SITE OR APPLICATIONS IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. COMPLIANCETEMPLATES.COM SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.

LIMITATION OF LIABILITY AND INDEMNIFICATION. EXCEPT AS PROHIBITED BY LAW, YOU WILL HOLD COMPLIANCETEMPLATES.COM, COMPLIGUIDE LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVER IT ARISES (INCLUDING ATTORNEYS’ FEES AND ALL RELATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY YOU OF ANY FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF COMPLIANCETEMPLATES.COM HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT AS PROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF COMPLIANCETEMPLATES.COM, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NO CIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE PRIOR LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Unsolicited Submissions. Except as may be required in connection with your use of Compliancetemplates.com Services, Compliancetemplates.com does not want you to submit confidential or proprietary information to us through this Site or any Applications. All comments, feedback, information or material submitted to Compliancetemplates.com through or in association with this Site shall be considered non-confidential and Compliancetemplates.com’s property. By providing such submissions to Compliancetemplates.com you hereby assign to Compliancetemplates.com, at no charge, all worldwide right, title and interest in and to the submissions and any intellectual property rights associated therewith. Compliancetemplates.com shall be free to use and/or disseminate such submissions on an unrestricted basis for any purpose. You acknowledge that you are responsible for the submissions that you provide, including their legality, reliability, appropriateness, originality and content.

Compliance with Intellectual Property Laws. When accessing Compliancetemplates.com, you agree to obey the law and you agree to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright, trademark and other intellectual property ownership. You agree not to upload, download, display, perform, transmit or otherwise distribute any information or content in violation of any third party’s copyrights, trademarks or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any content you provide or transmit or that is provided or transmitted using your Compliancetemplates.com user account.

Compliance with Applicable Law. You may not access, download, use or export the Site, Applications, or the Materials in violation of United States laws or regulations.

Children. Minors are not eligible to use the Site or Applications.

Governing Law; Venue. Any legal action or proceeding relating to your access to or use of the Site, an Application, or Materials is governed by the laws of the State of New York and will be venued in New York, New York in either small claims court or arbitration. 

Copyrights. All Site design, text, graphics, the selection and arrangement thereof, Copyright ©, Compliancetemplates.com LLC ALL RIGHTS RESERVED.

Trademarks. All other trademarks, product names and company names or logos cited herein are the property of Compliancetemplates.com LLC.

Inquiries. BY USING COMPLIANCETEMPLATES.COM’S SERVICES OR ACCESSING THE COMPLIANCETEMPLATES.COM SITE OR APPLICATIONS, YOU ACKNOWLEDGE AND ACCEPT THAT SUBMITTING YOUR TELEPHONE NUMBER TO COMPLIANCETEMPLATES.COM VIA THE COMPLIANCETEMPLATES.COM SITE OR APPLICATIONS CONSTITUTES AN INQUIRY TO COMPLIANCETEMPLATES.COM, AND THAT COMPLIANCETEMPLATES.COM MAY CONTACT YOU AT THE NUMBER SUBMITTED EVEN IF SUCH NUMBER APPEARS ON ANY STATE OR FEDERAL DO NOT CALL LISTS (TAKING INTO ACCOUNT INQUIRY EXCEPTION TIME FRAMES AS APPROPRIATE).

Right to Refuse. You acknowledge that Compliancetemplates.com reserves the right to refuse service to anyone and to cancel user access at any time.

Acknowledgement. BY USING COMPLIANCETEMPLATES.COM’S SERVICES OR ACCESSING THE COMPLIANCETEMPLATES.COM SITE OR APPLICATIONS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE AND AGREE TO BE BOUND BY THEM.Compliancetemplates.com LLC can be reached at PO Box 187, Palisades, NY 10964.